Can you redeposit a returned check

Select personalised ads. Apply market research to generate audience insights. Measure content performance. Develop and improve products. List of Partners vendors. Banking Checking Accounts. Table of Contents Expand. Table of Contents. Basics of Returned Checks. Risks of Writing Bad Checks. Preventing Returned Checks. By Justin Pritchard. Justin Pritchard, CFP, is a fee-only advisor and an expert on personal finance. He covers banking, loans, investing, mortgages, and more for The Balance.

He has an MBA from the University of Colorado, and has worked for credit unions and large financial firms, in addition to writing about personal finance for more than two decades. Learn about our editorial policies. Reviewed by Julius Mansa. Article Reviewed June 30, Department of State Fulbright research awardee in the field of financial technology. He educates business students on topics in accounting and corporate finance. Outside of academia, Julius is a CFO consultant and financial business partner for companies that need strategic and senior-level advisory services that help grow their companies and become more profitable.

Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can. But while the worst result of a declined credit card might be a bit of embarrassment, a bounced check can have bigger consequences. Banks and the merchants generally can charge fees to handle returned checks, and you could even wind up in legal trouble.

But there are steps you can take to remedy a bounced check. This is typically an honest mistake. There are other reasons a check might be returned. A financial institution may return the check if you ask the bank to stop payment, if the recipient tries to deposit it months after the date written on the front, or if you post-date a check. And if any critical information is missing on the check, such as a signature, the bank might reject it then, too.

This is generally against state law. Whether you intended to write a bad check or not, having a check returned can cause you trouble. Here are some of the problems you may encounter. Your bank may charge nonsufficient funds, or NSF, fees and take them directly out of your account, even if it causes your balance to dip below zero. Stay in the loop, subscribe to our newsletter.

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